I personally take my responsibility as a citizen seriously. It is my opinion that I have no right to complain if I am unwilling to do anything to help rectify the situation. Consequently, I frequently attend local government meetings to monitor their activities and make my voice heard. I also write letters and emails to my elected representatives and write letters to the editor.
Here's a stat for you: in 2011 the Social Security Administration stated that a 20-year-old has a 30% chance of being disabled and unable to work for six months or longer prior to reaching retirement age.
It's an interesting thought actually - not because the topic itself is all that fascinating. But simply because for something typically so far on the back burner it's almost off the stove, the chances of it happening to either you, your spouse, or your best friend is almost a statistical lock.