How Integrated Tax Knowledge Elevates Our Wealth Management Services
In today’s complex financial landscape, successful wealth management requires more than just investment acumen—it demands a comprehensive understanding of tax strategy. At DeFilippis Financial Group® LLC, we believe that integrating tax knowledge into every facet of wealth management is essential to preserving and growing our clients’ wealth. Our approach ensures that your financial plan is not just optimized for performance, but also for after-tax returns.
Tax Strategy: The Overlooked Pillar of Wealth Management
While many wealth management firms focus primarily on asset allocation and investment returns, we take a broader view. Taxes are often the single largest expense our clients face over their lifetimes. By incorporating proactive tax planning into investment decisions, estate strategies, and retirement planning, we help clients retain more of what they earn.
Holistic Financial Planning, Informed by Tax Insight
Using our forty plus years of tax experience, we create integrated plans that align with each client’s goals. Whether it is choosing the most tax-efficient investment vehicles, timing capital gains, or structuring charitable giving, our decisions are guided by a deep understanding of current tax laws and future implications.
Key areas where tax integration makes a difference:
- Investment Tax Efficiency: We manage portfolios with tax efficiency in mind, employing strategies like tax-loss harvesting, asset location optimization, and tax-managed funds.
- Retirement Planning: From Roth conversions to withdrawal sequencing, we help minimize the tax impact of retirement income.
- Estate and Legacy Planning: Our tax-aware estate strategies are designed to help clients pass on more to heirs while reducing estate and gift tax liabilities.
Proactive, Not Reactive
Tax laws are always evolving. Our ongoing monitoring of legislative changes allows us to pivot quickly and adapt strategies as needed. This initiative-taking stance helps our clients avoid surprises and seize opportunities in real time.
Seamless Collaboration for Maximum Impact
By integrating our tax expertise into your financial strategy, we eliminate the disconnect that can occur when tax planning is siloed. This unified approach simplifies decision-making for you and enhances outcomes across the board.
Experience the Power of Integrated Planning
At DeFilippis Financial Group® LLC, we do not view taxes as a once-a-year obligation—we see them as a year-round opportunity to improve your financial future. If you are ready to experience a truly integrated approach to wealth management, contact us today for a consultation.
